Business pack insurance combines several insurance coverages under the one policy. Suitable for small to medium businesses (SME), business packs typically include property damage, business interruption, public and products liability, machinery breakdown and theft.

Do you give advice or provide consultancy services to your clients? Professional indemnity insurance might be for you. It can protect you against legal actions and financial loss such as damage claims and legal costs resulting from alleged malpractice or misconduct.

Public liability insurance covers you for the financial loss you could incur if a member of the public is injured or had their property damaged due to negligence. Product liability is important if you supply, sell or deliver products to members of the public should they be defective.

Do you use the internet for your business? You have cyber risk. No business no matter how large or small is immune to cyber attack, and there are obligations to protect your customers’ data. The good news is that there are more and more right-sized cyber insurance solutions available.

Management liability insurance provides protection against financial exposures that can come with managing a company. The cover is designed to help you defend, settle or pay compensation claims, protecting against unpredictable and potentially large liability claims.

Directors & Officers Liability (D&O) is designed to protect your board of directors and executives form risk. Cover can include things like legal representation, civil fines and penalties, coverage for the company for securities related claims, and run-off coverage for retired directors and officers.

Property insurance, also known as Industrial Special Risks (ISR) or material damage, covers physical assets for loss or damage, such as to your buildings, plant/machinery, stock and raw materials. Every property is different, but they can all be susceptible to instances of damage, loss or theft.

Business interruption (BI) insurance can help your business to keep operating or cover your loss of income during periods when you can’t carry out business as usual due to an unexpected event. The aim of BI is to put your business back in the same position it was before the event occurred.

Contract works insurance helps to ensure your business and workers are protected on construction sites. It’s important cover for commercial, industrial and domestic builders, owner-builders and subcontractors for damage, natural disasters, injury, theft and product/public liability.

Whether you’re a livestock business, large scale crop grower or a hobby farmer, farm insurance can help protect your home and farm buildings, silos, crop, livestock, tractors, vehicles, equipment and more. It can also safeguard you against loss of income and theft.

Corporate travel insurance protects your business and your people when travel doesn’t go to plan. It is designed to cover financial losses caused by overseas health emergencies, flight cancellations, rental car excess, loss of deposits or lost/stolen baggage.

Whether you are an owner driver or operating a national fleet, we can tailor a transport and logistics insurance solution for you. We have significant industry expertise and decades of experience, so we’re well positioned to support you even for storing or carrying dangerous goods.

Marine insurance offers protection for businesses operating commercial vessels, watercraft, moving cargo or running a marina. It can protect your business from loss or damage to vessels and cargo as well as delivery and storage of goods. There are a variety of covers on both land and sea.

Employers are required to have workers’ compensation insurance for all their employees as part of ensuring their workplaces are safe. It’s important to have the right amount of this compulsory cover. Every jurisdiction has its own rules – we can help you understand yours.

We can offer you a one stop shop not just for your business insurance, but also for your personal insurance, including home, contents, landlord, strata, car, caravan, motorcycle and boat. Get the benefit of having your insurance broker in your corner for renewals and claims.