Income Protection – Your most important asset is your ability to earn an income. Income Protection Insurance provides an income stream to you and your family should you become unable to work in your normal employment due to sickness or injury. Income protection ensures that should you become ill or unable to work for a nominated period, you can still have up to 75% of your usual salary and superannuation contributions continue. Income protection insurance premiums are tax deductible.

You can insure for a range of benefit payment periods, as well as a range of features, options and benefits, giving you the choice to select the income protection insurance most suitable to you. Most income protection policies also offer a range of waiting periods (the length of time you have to wait before your insurance benefit starts accruing) and benefit periods (the maximum length of time you will receive the benefit).

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