Should your income earning capacity or your ability to accumulate assets suffer the setbacks of ill health, accident or premature death, your current & future lifestyle & that of your family could be significantly different to what you had planned.

We provide wealth protection measures that can provide you with the financial security you need if such an event occurs. Purchasing appropriate personal insurance cover is an essential element of your financial well-being.

We are specialists in the four major types of personal risk insurance that are commonly needed;

Income Protection

a benefit paid monthly if ill or injured and unable to work to replace the income generated by any party who makes a contribution to the essential living expenses and retirement planning expenses.

Life insurance

a lump sum benefit paid at death to clear debts and to provide an income stream for dependents and to cover funeral costs.

Total & Permanent Disability (TPD)

a lump sum benefit paid if TPD criteria are met

Trauma cover

a lump sum benefit paid for a critical illness event (e.g. heart attack, stroke, cancer, etc.)

[N.B. medical definitions and criteria are insurance company specific]

This information is of a general nature and may not be relevant for your personal situation. Please call us on 03 9290 9200 to arrange a personalised consultation.

The material on this web site is only of general informational value. No person should act or refrain from acting solely on the basis of this material. It does not constitute professional advice of any nature and your access to this web site does not, of itself, give rise to a relationship of an adviser (in any form) and client.