McLardy McShane will donate 50% of income from every online direct sale to The Reach Foundation

Choose from 3 different policies and 3 levels of cover to get the insurance you want

Choose your level of cover

Buying a car is an exciting time. You’ve done your research and test driven too many cars to count and now it is time to protect your shiny new purchase. Finding the right insurance can seem like a daunting task. So we’ve put together 3 different car policies with 3 different levels of cover so that you can have the freedom to choose exactly what you need.

What levels of cover are available?

Comprehensive insurance provides the broadest protection – covering loss and damage to your own vehicle as well as damage you cause to another person’s vehicle. Third party fire and theft insurance provides cover if you have a lower value vehicle, but still want protection against fire and theft. This policy also provides cover for any damage you cause to other vehicles. Third party property damage insurance is CGU’s basic cover, and will protect against the damage you may cause to another person’s vehicle

What policy should I choose?

Motor Vehicle Insurance Policy

CGU’s most flexible policy that is able to provide cover for your car, motorcycle or horse float.

Nominated Driver Motor Vehicle Insurance Policy

This policy will mean you can get a premium reductions if your car is only ever driven by 2 nominated drivers that are over 25.

Nominated Driver Low Kilometre Motor Vehicle Insurance Policy

If you do not do a lot of driving this is the policy for you. Your premium will be calculated on the basis that you drive your car no more than 10,000 kilometres while you are insured with us and that it will only be driven by 2 nominated drivers over 25.

Did you know?

According to the RACV, in the next 24 hours, around 4,800 Australians will be involved in road crashes. How are you covered?

If you have any further questions please ring us on 13 24 81.

Empire Financial Services Pty Ltd ABN 14 064 465 309 (“EFS”) has an agreement with CGU Insurance Limited ABN 27 004 478 371 AFSL 237281 (“CGU”) for the distribution of general insurance products. EFS is entitled to receive from CGU a commission for insurance products issued pursuant to this agreement.  Please contact EFS on 03 9429 3600 for further information.  Insurance products are issued by CGU. A product disclosure statement for the insurance products is available here.  You should consider the product disclosure statement before making a decision in regard to your insurance needs.

Get a Quote & Buy Online NOW.


You can be insured with just a few clicks at any time of day.